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Kanazawa-shi

 
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Medium and small-sized business financing top page

Management consultation, finance consultation of commerce and industry

For person running commerce and industry, we accept consultation such as management or finance at any time.
Please feel free to contact.

The Kanazawa-shi medium and small-sized business financial system

For person from medium and small-sized business (including personal company), we prepare system loan that is more advantageous than commercial rate depending on business condition, use as driving, funds for equipment. Please ask the nearest financial institution, industrial policy section.

List of system financing (as of April, 2018)

System name Target person The financing ceiling Return period The financing rate of interest
Industrial development fund For the public Person from medium and small-sized business and
Association
100 million yen
(less than three-fourths of target expense)
Less than 13 years
(soil aboriginality 15 years)
1.80%
(fixation)
Special share
(hotel, inn ・
 Traditional Japanese restaurant, combination
Facility)
Person from medium and small-sized business and
Association
100 million yen
But when it is necessary in particular
When is detected; 200 million yen
(less than three-fourths of target expense)
Less than 13 years
(soil aboriginality 15 years)
1.80%
(fixation)
Pollution prevention
Fund
Person from medium and small-sized business100 million yen
(less than nine-tenths of target expense)
Less than ten years1.60%
(fixation)
Firm location promotion fund Person from company500 million yen
(less than three-fourths of target expense)
Less than 15 years1.60%
(fixation)
Central city area activation
Business capital
We received business authorization
Person from medium and small-sized business and
Association
100 million yenLess than 13 years
(soil aboriginality 15 years)
1.60%
(fixation)
Manufacturing promotion fund Person from medium and small-sized business and
Association
20 million yenLess than ten years1.40%
(fixation)
Maintenance such as traditional industry studios
Fund
Traditional industry worker20 million yen
(less than three-fourths of target expense)
Less than ten years1.60%
(fixation)

Global warming measure fund
Person from medium and small-sized business and association20 million yenLess than ten years1.40%
(fixation)
Medium and small-sized business promotion special fund Person from medium and small-sized business and
Association
40 million yenLess than seven years1.60%
(fixation)
Medium and small-sized business promotion special fund
(for economic measure)
Person from medium and small-sized business and
Association
60 million yen
(decision outside the standard of for the public)
Less than seven years1.30%
(fixation)
Special fund stable urgent management
(safety net fund)
Person from medium and small-sized business50 million yenLess than ten years
(but by fate of credit guarantee system)
0.95%
(fixation)
Medium and small-sized business founder support
Fund
The medium and small-sized business founder20 million yenLess than six years1.60%
(fixation)
Seasonal funds
Person from medium and small-sized business and
Association
Company 6 million yen
Association 10 million yen
Less than six months ※
1.95%
(fixation)
Small sum business
Fund
For ratification Oguchi Please refer to the next handling window
Kanazawa Chamber of Commerce and Industry Tel 076-263-1161
Morimoto business and industry society Tel 076-258-0276
For overdrawn account
Small small financing For small-scale
※As the rate of interest of the fund during seasonal funds handling outage displays the rate of interest of the end of the handling period just before that, please be careful.

 

About safety net guarantee (5 authorization) system

After November 1, 2012, system of safety net guarantee (5 authorization) is changed.
An authorized standard was changed, and following four points were greatly changed.

  1. We perform category of industry determination using standard industrial classification of revised edition in Japan in October, 2013
  2. We assume standard of category of industry determination subclassification base
  3. We limit designated type of industry
  4. We use new authorized application style

With this system change, way of authorized application is updated.
As you will use different style every type of authorized applicant, please be careful.

To all of companies which emigrate to Kanazawa-shi, and are founded

Real system to set to 0 percent was founded at borrowed money interest for fund raising support of emigration, founded company in Ishikawa from 2016.

System name: The Ishikawa emigration founder is interest-free; subsidy (prefecture city cooperation system)

System summary

Target person: Company which corresponds to one of following a - e
     A. We live outside Ishikawa, and it is anticipated that we move into before financing authorization in Ishikawa
     i. From Ishikawa outside the prefecture, we move into in Ishikawa within certification application Susumu one year and plan founding
     Cormorant. We move from Ishikawa outside the prefecture with thing within one year after the founding in Ishikawa for business start Susumu less than one year and live
     Oh. As thing that other authorized engines corresponded to the emigration founder, we discussed to municipalities length of founding place and obtained consent

Target financing (Ishikawa system financing)
  ・Founder support financing
    Ceiling 20 million yen (40 million yen)
    1.8% of interest rates (separately 0.5% of guarantee charges)
  ・Small small financing (for founder support)
    Ceiling 12,500,000 yen 
    1.7% of interest rates (separately 0.5% of guarantee charges)
  ・Small small financing (for woman, youth, senior founding support)
    Ceiling 12,500,000 yen 
    1.5% of interest rates (separately 0.5% of guarantee charges)

  ◎About the interest rate share mentioned above, we perform interest supply of interest equivalency Nuka for company.

   Guarantee charges are charged to company note) separately
     In the case of special guarantee, guarantee charges of mention mentioned above usually vary in guarantee charges in case of guarantee application each

Interest supply period
  
Three years

System period
  For financing practice until from April 1, 2016 to March 31, 2020
  (as for the grant of subsidy until the end of March, 2024)

※Reference of this system: Ishikawa business and industry Labor Relations Division Business Support Section (TEL: 076-225-1522)

Reference

Economic Affairs Division industrial policy section
Phone number 076-220-2204
FAX number: 076-260-7191
sansei@city.kanazawa.lg.jp

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